Florida Workers' Compensation Employer's Questions - Florida Private Investigator

Employers FAQ

Who needs Workers' Compensation coverage?
How does an employer obtain workers' compensation insurance?
Where do I get a supply of the injury report forms that I am required to complete when one of my employees is injured?
Who can I contact with questions or concerns regarding risk classification codes and premium amounts?
Does the injured worker pay any part of my workers' compensation insurance premium?
What kinds of employee injuries are covered?
What injuries are not covered?
Can an employer be liable for double compensation?
As a small business owner, I fail to see how I can be sued by an injured worker if I provide all the necessary care, light duty work, and offer to retrain the employee.
If I suspect an employer should have Workers' Compensation insurance coverage, but does not, or if I suspect fraudulent activity in a workers' compensation claim, where do I report this?
What in the system would prevent an injured worker, who wanted to leave his employer anyway, from claiming to be hurt, waiting out the treatment, still claiming to be hurt and then trying to settle?

Is compensation payable if an employee refuses to use a safety appliance like a hard hat, safety goggles or observe a safety rule?
Am I required to become a carrier certified drug-free workplace?
Under the Workers' Compensation Drug-Free Workplace Program, can I conduct random drug testing of my employees?
Can I use a breathalyzer as a valid drug testing method?
What if an employee refuses to take a drug test?
If a terminated employee files for unemployment compensation benefits, may I inform the adjudicator that the employee was terminated as a result of a positive drug test?
Can I post the results of my employees' drug tests?
Am I responsible for payment for services when my employee participates in an Employee Assistance Program (EAP)?
How many days does the employee have to re-test the specimen if he or she wishes to contest a positive test result?
Who pays for the drug test?

Q: Who needs Workers' Compensation coverage?
A:If you are in an industry, other than construction, and have four (4) or more employees, full-time or part-time, you are required to carry workers' compensation coverage (an exempted corporate officer does not count as an employee).
If you are in the construction industry, and have one (1) or more employees (including yourself), you are required to carry workers' compensation coverage (an exempted corporate officer or member of a limited liability company does not count as an employee).
If you are a state or local government, you are required to carry workers' compensation coverage.

If you are a farmer, and have more than five (5) regular employees and/or twelve (12) or more other workers for seasonal agricultural labor lasting thirty (30) days or more, you are required to carry workers' compensation coverage.
If you have additional questions, contact the Customer Service Unit at (850)413-1601.
Reference: Section 2004->Ch0440->Section 02">440.02(17), Florida Statutes.

Q: How does an employer obtain workers' compensation insurance?
A: You have several options:
By purchasing a policy from an insurance agent that represents approved insurance companies.
From the Joint Underwriting Association (JUA), http://www.fwcjua.com/locator.asp
By qualifying as an individual self-insured; for additional information, contact the Division of Workers' Compensation at (850)413-1798.
Or, an employer may contract with a professional employer organization (employee leasing) that has secured workers' compensation coverage.
Reference: Section, 2004->Ch0440->Section 02">440.02, Florida Statutes

Q: Where do I get a supply of the injury report forms that I am required to complete when one of my employees is injured?
A: Your insurance carrier is required to provide you a supply of the Form DWC-1 First Report of Injury or Illness. Forms can also be downloaded from the Florida Workers' Compensation web site Rules & Forms page.
Reference: Rule 69L-3.003(5), Florida Administrative Code

Q: Who can I contact with questions or concerns regarding risk classification codes and premium amounts?
A: Call your insurance carrier or service representative. If you have a dispute regarding the risk classification codes, you can call the National Council on Compensation Insurance (NCCI) at 1-800-622-4123.
Reference: NCCI 1-800-622-4123

Q: Does the injured worker pay any part of my workers' compensation insurance premium?
A: The law is very specific on this point. It is the employer's responsibility to pay the entire premium for workers' compensation insurance coverage.
Reference: Section 2004->Ch0440->Section 105">440.105(4)(a)(2), Florida Statutes

Q: What kinds of employee injuries are covered?
A: The law covers all accidental injuries and occupational diseases arising out of and in the course and scope of employment. This includes diseases or infections resulting from such injuries. The law also covers death resulting from such injuries within specified periods of time. Even if you do not think an injury is covered, you must still file the First Report of Injury or Illness (DWC-1) with your insurance carrier for determination of responsibility within 7 days of your first knowledge of the accident/injury.
Reference: Section 2004->Ch0440->Section 02">440.02(1) & 2004->Ch0440->Section 16">440.16, Florida Statutes

Q: What injuries are not covered?
A: The law does not provide compensation for the following conditions:
a mental or nervous injury due to stress, fright, or excitement;
a work related condition that causes an employee to have fear or dislike for another individual because of the individual's race, color, religion, sex, national origin, age, or handicap;
"pain and suffering" has never been compensable in Florida, nor is it compensable in any other state. The employer may not sue an injured worker for causing a catastrophe nor can the injured worker sue the employer for their injury. This trade-off makes it possible for injured workers to receive immediate medical care, at no cost to the injured worker, without any consideration for who was at fault, the employer or the employee. In civil law, negligence must be established through litigation before any compensation is awarded.
Reference: Section 2004->Ch0440->Section 02">440.02(1), Florida Statutes
Compensation will not be paid in several other instances:
if the injury is caused by the employee's willful intention to injure or kill himself or another;
if the injury is caused primarily because the employee is intoxicated or under the influence of drugs;
if the injury or death of the employee is covered by the Federal Employer's Liability Act, the Longshore and Harbor Workers' Compensation Act, or the Jones Act (if the injured worker is a "seaman" or member of a crew).
Reference: Section 2004->Ch0440->Section 09">440.09, Florida Statutes

Q: Can an employer be liable for double compensation?
A: An employer can be liable for double compensation if a minor child is injured while employed in violation of any of the conditions of the child labor laws of Florida. The employer alone, not the insurance carrier, is liable for up to double the normal compensation as provided by the Workers' Compensation Law. To receive further information regarding the Child Labor Law, call the Child Labor Office at (800)226-2536.
Reference: Section 440.54, Florida Statutes

Q: As a small business owner, I fail to see how I can be sued by an injured worker if I provide all the necessary care, light duty work, and offer to retrain the employee.
A: Under the provisions of Chapter 440, Florida Statutes, an injured worker has two years from the date of the accident to file a petition for benefits with the Division of Administrative Hearings. If an employer is providing benefits and return to work options, that should be sufficient to meet the ultimate goal of returning an injured worker to gainful employment. However, an employer/carrier's definition of "necessary care" and that of an injured worker may differ. When that happens, the injured worker has no remedy except to file a petition for benefits and have a judge of compensation claims determine whether the benefits that are being provided are sufficient, or if additional benefits not being provided are required by Florida law. If the employer is providing benefits, all expenditures must be reported to the employer's workers' compensation insurance carrier for statistical purposes.

Q: If I suspect an employer should have Workers' Compensation insurance coverage, but does not, or if I suspect fraudulent activity in a workers' compensation claim, where do I report this?
A: Suspected workers' compensation fraud can be reported directly to the Department of Financial Services, Bureau of Workers' Compensation Fraud, 200 E. Gadsden Street, Suite 100A, Tallahassee, Florida 32301, or to the bureau's toll free hotline number at 1-800-378-0445. Suspected fraud can also be reported to the Florida Workers' Compensation, Bureau of Compliance's toll free hotline at 1-800-742-2214. Anonymous calls are accepted. You can also fill out the Non-Compliance Referral Form to report employer's who do not have workers' compensation insurance coverage. This form can be accessed at the Division's website at http://www.fldfs.com/WC/databases.html.
Reference: Section 2004->Ch0440->Section 1051">440.1051, Florida Statutes

Q: What in the system would prevent an injured worker, who wanted to leave his employer anyway, from claiming to be hurt, waiting out the treatment, still claiming to be hurt and then trying to settle? It would not cost him anything but a few hours to do this and he would have nothing to lose.
A: By law, pain or other subjective complaints alone, in the absence of objective relevant medical findings, are not compensable. However, sometimes these types of claims do occur and they are sometimes settled by insurance carriers for a nominal amount of money to rid the employer/carrier of a nuisance case.
Reference: Section 2004->Ch0440->Section 09">440.09(1), Florida Statutes

Q: Is compensation payable if an employee refuses to use a safety appliance like a hard hat, safety goggles or observe a safety rule?
A: Compensation will still be paid, but indemnity benefits (partial wage replacement) may be reduced by 25 percent if the employee knew about the safety rule prior to the accident and failed to observe the rule, or if the employee knowingly chooses not to use a safety appliance which the employer has directed him to use.
Reference: Section 2004->Ch0440->Section 09">440.09(5), Florida Statutes

Q: Will becoming a drug-free workplace save me money on my insurance premiums?
A: If you implement a drug-free workplace program in accordance with the criteria set forth in s.440.102, Florida Statutes, you may be eligible for a 5 percent premium credit from your insurance carrier to your workers' compensation insurance premium. In addition to the premium credit, having a Workers' Compensation Drug-Free Workplace Program may make your workplace safer, resulting in fewer accidents, which may reduce your workers' compensation costs.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

Q: Am I required to become a carrier certified drug-free workplace?
A: Becoming a carrier certified drug-free workplace is voluntary. However, without the certification, you would not be eligible for any of the benefits provided under this program.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

Q: Under the Workers' Compensation Drug-Free Workplace Program, can I conduct random drug testing of my employees?
A: In addition to the situations in which testing is mandatory, the law does not prohibit a private employer from conducting random testing or any other lawful testing of employees. A public employer may institute random testing of employees in "safety sensitive" or "special risk" occupations.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

Q: Can I use a breathalyzer as a valid drug testing method?
A: Under the Workers' Compensation Drug-Free Workplace Program, the use of a breathalyzer cannot be used as a testing method for initial or confirmation tests.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

Q: What if an employee refuses to take a drug test?
A: If an injured worker refuses to submit to a test for drugs or alcohol, the employee may forfeit eligibility for medical and indemnity benefits. If an employee or job applicant refuses to submit to a drug test, the employer is permitted to discharge or discipline the employee or may refuse to hire the applicant (if specified in the written Drug-Free Workplace Policy), since, by law, refusal to submit to a drug test is presumed to be a positive test result.
Reference: Section 2004->Ch0440->Section 101">440.101, 2004->Ch0440->Section 102">440.102 & 2004->Ch0440->Section 09">440.09(7)(d), Florida Statutes

Q: If a terminated employee files for unemployment compensation benefits, may I inform the adjudicator that the employee was terminated as a result of a positive drug test?
A: The adjudicator is bound to maintain this information confidential under s.443.1715(3)(b), Florida Statutes, until introduced into the public record pursuant to a hearing conducted under s.443.151(4), Florida Statutes. Under all other instances employers may not release any information concerning drug test results obtained pursuant to section s.2004->Ch0440->Section 102">440.102(8), Florida Statutes, unless such release is compelled by an administrative law judge, a hearing officer, or a court of competent jurisdiction or is deemed appropriate by a professional or occupational licensing board in a related disciplinary proceeding.
Reference: Section 42004->Ch0440->Section 101">40.101 & 2004->Ch0440->Section 102">440.102(8), Florida Statutes

Q: Can I post the results of my employees' drug tests?
A: All information, interviews, reports, statements, memoranda and drug test results, written or otherwise, received by the employer through a drug testing program is confidential and cannot be posted in any public manner.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

Q: Am I responsible for payment for services when my employee participates in an Employee Assistance Program (EAP)?
A: No, but if you choose to pay for an Employee Assistance Program, you have the right to choose the facility providing treatment. If an employee does participate in an Employee Assistance Program, you, the employer, are required to extend the same considerations as reflected under the federal guidelines established for the Americans with Disabilities Act and the Family and Medical Leave Act.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

Q: How many days does the employee have to re-test the specimen if he or she wishes to contest a positive test result?
A: During the 180 day period after written notification of a positive test result, the employee who has provided the specimen shall be permitted by the employer to have a portion of the specimen re-tested, at the employee's expense, an Agency for Health Care Administration (AHCA) licensed or a USHHS certified laboratory of his or her choice.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102(5)(g), Florida Statutes

Q: Who pays for the drug test?
A: The employer is responsible for payment of all drug tests they may require. However, if an employee wishes to have the specimen re-tested at a laboratory certified by the Agency for Healthcare Administration (AHCA), it will be at the employee's expense. If the workers' compensation insurance carrier uses a positive test result to determine the compensability of a claim, the carrier would be responsible to cover the costs of the test.
Reference: Section 2004->Ch0440->Section 101">440.101 & 2004->Ch0440->Section 102">440.102, Florida Statutes

If you are an employer and you suspect that your employee is filing or has filed a false claim, and you would like proof, contact Cory T. Knight today. Our Florida private investigators have over fifteen years experience dealing with Florida workers' compensation claims.

Call Cory T. Knight today at (954) 652-0733 to review your Florida workers' compensation investigation.

Adultery Investigations / Infidelity Investigations

Adultery / Infidelity Investigations
Adultery or Infidelity Investigations (Marital): The first step in the evaluation and discovery of a potential affair with infidelity, unfaithful spouses, adultery, and cheating mates is the obtaining of an objective, professional opinion as to the merits of the case. CTK INVESTIGATIONS, LLC provides free consultations from professional and experienced private investigators nationwide.

Is your spouse unfaithful, having an affair, acting suspicious, or deceitful? Do you know what is happening for certain? Surveillance, bodily fluids testing, and communications investigations for phone activity, internet use, email, instant messenger, and more are some effective ways to determine inconsistencies or consistencies in a subject’s behavior to discover the affair. Documentation is the most important part of your case. Having a thorough report, an explanation of video, and still photography evidence can help you with your presentation of the facts. If you decide to work with a qualified Florida family attorney, it is important that we can work together for your case to protect you and your interests .


Even if you are an Executive, Professional Athlete, Professional, Entrepreneur, Public Celebrity, Government Official, or a spouse of one, with Cory T. Knight and our Florida private investigators at CTK INVESTIGATIONS, LLC you can be 100% assured and guaranteed confidentiality! Our investigation agency and our team understand the need for a thorough and discrete spousal or significant other investigation.

Have you noticed changes in the subject’s behavior- signs of infidelity?
• Excessive or discreet use of the computer
• Overtime hours or holdovers with work
• Hiding of phone, credit card, or bank accounts histories
• Excessive arguing of facts related to time
• Blaming behavior of false accusing
• Negative projections behavior - accusing you of an affair
• Lack of sexual interest or abnormal renewed sexual interest
• Abnormal call activity at the home or cell phones - Hang ups and long tones
• Removal of pictures or photos from wallet
• Lost wedding ring
• Singles behavior - out with friends
• These are only some of the signs



All evidence is collected and provided in a strict, factual and specific manner. Preliminary and scientific forensic lab analysis is also available. Extramarital affairs often lead to divorce; we do not interfere -- we are here to help. We can assist in items from the discovery process to recovering from infidelity. Our Florida private investigators believe infidelity is a very serious matter and should be treated accordingly -- infidelity is hurtful and degrading and we can help in a courteous and professional manner.



If your spouse or significant other is cheating, you deserve to know the truth. With the help of one of our Florida infidelity private investigators at CTK INVESTIGATIONS, LLC can begin to start the healing process. This may not include keeping the relationship together. If you decide that your marriage is irrevocably broken, you are going to need the discreet services that the Florida private investigators at CTK INVESTIGATIONS, LLC offer. As difficult as it may be to come to terms with, you are going to need to get the facts and protect your interests. Coping with infidelity is not easy, but living with it is worse. Call Cory T. Knight today to discuss your spousal or significant other infidelity investigations.



As always, please feel free to contact Cory T. Knight at (954) 652-0733, or any of our Florida private investigators for a FREE consultation. If you prefer, you can click here to e-mail us. Our private investigation agency is here to assist you, contact us today.

Items to which you can expect to have access for Unfaithful and Cheating Mate - Adultery Investigations:
• Surveillance
• Polygraph Examination Lie Detection
• Semen Testing
• Bodily Fluid Testing
• DNA for Hair and Skin
• Covert Pregnancy Testing
• Surface Drug Testing
• Photos of Unknown Subjects
• Communications Activity
• Computer Usage
• Internet Usage
• Email Tracing
• Identity Verification
• Covert and Undercover Assignments

People who we catch (the cheater):
• Cheating Wife or Unfaithful Wife
• Cheating Husband or Unfaithful Husband
• Cheating Spouse or Unfaithful Spouse
• The Emotional Infidelity
• The Other Woman
• The Other Man
• Marital Infidelity
• Matrimonial Investigations


Online Infidelity
Many times e-mail, messenger activity, the workplace, and other communication mediums are aggravators in the process. We have Florida private investigators and computer experts that have extensive forensics experience that can explain how you can discover and use our investigations and computer monitoring software with your discovery process.

Accident Reconstruction Florida Private Investigator

Accident Reconstruction:

Cory T. Knight and our Florida private investigators understand that being involved in an auto accident can be a traumatic experience. It can take months to recover physically and emotionally from a traffic crash, even without any police involvement. That's why you need the best, most professional expert witness testimony you can find in making a forensic reconstruction of your accident. That's why you need Cory T. Knight and the Florida private investigators at CTK INVESTIGATIONS, LLC!


CTK INVESTIGATIONS, LLC will conduct an efficient, thorough private investigation and give you an accident reconstruction report that can be used as evidence in court. Our Florida private investigators employ a sophisticated knowledge of engineering along with experience in vehicular safety to rebuild what really happened in a straightforward, dependable manner. This accident reconstruction is just one service that we offer in our private investigation agency.

Don't go to court without someone on your side that can discover all the facts. You may consider hiring an accident reconstruction private investigator from CTK INVESTIGATIONS, LLC to find the truth and improve your defense or prosecution. Call Cory T. Knight today to discuss your accident reconstruction case at (954) 652-0733.

Accident Investigation Services CTK INVESTIGATIONS, LLC provides:
• Forensic Accident Reconstruction Service
• Physics Modeling Program
• All Vehicular Types: Car, Truck, Bicycle, Boat, etc.
• Expert Safety Investigation
• Collision Cause Investigation
• "Black Box" Retrieval and Analysis
• Traffic Accident Investigation & Reconstruction
• Vehicular Analysis
• And Many More Florida private investigations


Traffic collisions / car crashes are often hastily investigated, and many times the parties involved are given equal deciding factor of who is rightly at fault. The insurance company will arbitrarily decide who will pay for the repairs, medical expenses, pain and suffering etc. This does not always result in a fair and equitable solution. On a daily basis, our Florida private investigation agency deals with South Florida personal injury attorneys for various private investigations and traffic accident, motorcycle accident investigations.

People often act emotionally after a traffic accident, sometimes missing or misjudging important information because of pain, fear, or adrenaline. There is also the possibility that the other person involved in your traffic collision is protecting their interests and lying to both the investigating officer as well as their insurance company. This is why our private investigation agency offers accident reconstruction. This is so important in cases where “who is at fault” or liability is being disputed. Our Florida private investigators can provide you with the evidence you need to present your argument to the tort feasor with confidence and decide if you wish to proceed with a suit.

CTK INVESTIGATIONS, LLC is the answer to your traffic collision problems. Our Florida private investigation agency, CTK INVESTIGATIONS, LLC will run an independent investigation to determine who was at fault in your traffic accident case. Our highly trained Florida private investigators are often able to find out exactly who and what caused traffic crash. We may be able to assit you with finding a Florida car accident lawyer, Florida motorcycle accident lawyer to provide you with legal advise when our Florida private investigation agency can and will investigate your traffic accident.

It is important to contact Cory T. Knight or our Florida private investigator at CTK INVESTIGATIONS, LLC as soon as possible. Even if you have not contacted a Florida car accident attorney yet, we can assist you with the process. Due to our years of Florida private investigations, we deal with South Florida car accident attorneys on a daily basis. We may be able to assist or offer advice on what type of Florida personal injury lawyer is best for your case. More likely than not, depending on your case, we will be able to recommend a Florida car crash lawyer to work for you on a contingency basis, meaning you will not have to pay the Florida car accident lawyer up front to work with you. The Florida car accident lawyer would receive a percentage of your settlement; usually this is 33 1/3 % plus costs. However, in most occasions a personal injury lawyer is not going to accept a personal injury case without concrete facts, which Cory T. Knight and our Florida private investigators at CTK INVESTIGATIONS, LLC can assist you with.

Another reason to contact Cory T. Knight at our private investigation agency at CTK INVESTIGATIONS, LLC right away is that you may lose valuable time while shopping for a Florida personal injury lawyer. You will want to have your accident reconstruction completed as soon as possible while the evidence is still fresh and the memories of any witnesses are intact. We find that while reconstructions can be done at any point, it is often times better to complete this as soon as possible after the traffic accident where evidence has not been removed or has not faded over time. We have investigated train fatalities, car crashes, motorcycle accidents, bicycle accidents and may other personal injury investigations.

And, even after finding a Florida car accident lawyer, your personal injury lawyer may not decide to ask for an investigation right away, letting even more important time go by. We at CTK INVESTIGATIONS, LLC can take up the slack so that you have your information ready to go as you start to work with your qualified car crash lawyer. Our Florida private investigation agency has worked thousands of car accident cases with many qualified Florida personal injury attorneys that understand how to succeed in these cases and maximize the potential for obtaining the policy limits from the defendant’s insurance company. Many times, the defendant’s insurance policy may not be sufficient to cover your medical expenses and your pain and suffering, so there will be a need for your Florida personal injury lawyer to assert a claim against your Underinsured motorist policy. We only work with qualified car accident lawyers that understand the type of investigations and case management that maximizes your chance for recovery while not charging you up front for their work. They are willing to work on a contingency fee basis.

As always, please feel free to contact Cory T. Knight at (954) 652-0733, or any of our Florida private investigators for a FREE consultation. If you prefer, you can click here to e-mail us. Our private investigation agency is here to assist you, contact us today.

Motorcycle and Auto Accident Personal Injury Cases

Motorcycle & Auto AccidentsTopics Covered:

How much is my auto accident / motorcycle case worth?

How long will it take to bring my auto accident case to a conclusion?

I have full coverage, why am I not covered?

Does my auto insurance cover my motorcycle accident?

What are the MMI and permanent impairment rating?

What is my next step?

What to do after a Car, Motorcycle, or Auto Accident?

What should I do if I am in a motorcycle, car, auto, or accident?

As a fellow motorcycle enthusiast, I understand the dangers involved with riding motorcycles on Florida roads, especially the ever so fun I-95 runs. I have compiled some helpful information on what to do following a car, auto, or motorcycle accident. Our years of experience investigating thousands of Florida auto accidents, Florida motorcycle accidents and Florida car accidents has led us to the following helpful information for you: We feel that it is important to call the police and seek medical treatment immediately. Keep in mind that the shock of being in a collision may mask any pain until hours or even days later. Our Ft. Lauderdale, Florida motorcycle and car accident investigators have compiled a complete list of what to do after a motorcycle, car, or auto accident. Most importantly, before you speak to the at-fault driver's insurance company about your injury, contact a private investigator at CTK INVESTIGATIONS, LLC today. As always, please feel free to contact Cory T. Knight at (954) 652-0733, or any of our Florida private investigators for a FREE consultation. If you prefer, you can click here to e-mail us. Our private investigation agency is here to assist you,

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How much is my auto accident / motorcycle case worth?

This question is difficult to answer as it depends on many factors:
· If someone else's negligence caused the auto accident and resulted in injuries, one of our lawyers can help you obtain any payment you are entitled to for your medical bills plus compensation for pain and suffering. This would include past and future medical bills.
· If you were seriously injured and missed time from work, you may be entitled to compensation for lost wages or loss of earning capacity in the future. Our proven Miami, Florida auto accident lawyers can help you retain such compensation.

There is no crystal clear answer to this question or even a proven formula to determine exactly how much a case is worth. Usually the defendant’s insurance company, or in certain circumstances even your own insurance company may offer a bodily injury settlement , uninsured , or underinsured motorist settlement dependent upon many factors. Medical bills, Positive findings on MRI’s, EMG, NCV, or CT scans, Specialists indicating that these injuries were a direct result of the accident and you require some additional medical intervention. Moreover, due to this motorcycle accident you have suffered some permanent damage. Another factor is the liability of the defendant. These are all factors that as Florida private investigators, we can assist you and your Florida motorcycle accident attorney to establish. Our private investigation agency has assisted in literally thousands of injury accidents and has assisted south Florida injury attorneys during trial. We can obtain your medical records and bills from all providers, obtain the complete police report and any supplemental reports, obtain a declaration sheet from the defendant’s insurance as well as yours to have a clear picture of the value of your motorcycle accident case. Furthermore, we can possibly recommend one of the south Florida motorcycle accident or south Florida car accident attorneys that we have worked with to provide you with legal representation should you wish.

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How long will it take to bring my auto accident case to a conclusion?

Within the scope of our investigation agency, we have found that the complexity of the accident as well as the particular injuries sustained are just a couple of the components in determining the time frame of the conclusion or settling your Florida motorcycle accident case. We may be able to assist you in resolving your case based on an understanding of their current and future medical conditions, or we can possibly recommend one of the south Florida motorcycle accident attorneys that have successfully assisted our clients over the years. Once our Florida private investigation agency becomes involved with your motorcycle or car accident case, we find that the average car, motorcycle, or auto accident case is resolved within eight to 12 months.

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I have full coverage, why am I not covered?

Almost on a daily basis, we hear that, “I have full coverage.” I can count on one hand how many times clients actually do have “full coverage”. Full coverage in Florida, usually indicates you have PIP, BI, UM / UIM, Med-Pay, Umbrella, and stacking when available. Even with all of the above listed coverages, this does not automatically imply that your bodily injury claim will be covered. Our Florida private investigators can either contact your insurance company for clarification on your insurance coverage(s), or we may be able to recommend a Florida motorcycle accident, or south Florida car accident lawyer that has proven results with our clients over the years.

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Does my auto insurance cover my motorcycle accident?

Generally speaking in Florida, many motorcycle owners believe that they will be covered by their automobile insurance if they are involved in a crash. Unfortunately, this is not the case. In Florida, insurance is not required for the owner and rider of a motorcycle. Furthermore, the PIP coverage a motorcycle owner may have on his car will not cover the owner if injured on a motorcycle. Our south Florida private investigators can assist you with this process and investigate your claim, furthermore we may be able to recommend a Miami, Florida auto accident lawyer or Miami motorcycle accident attorney that can help answer more of your questions concerning motorcycle accidents in Florida.

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What are the MMI and permanent impairment ratings?

As one of the final phases of your claim, prior to your potential settlement, you will reach MMI. Once a physician has decided you are at Maximum Medical Improvement (MMI), some doctor's assign, and insurance company's request, a permanent impairment rating (PIR). This does not mean that you are back to the physical or mental condition you were at prior to the accident, it simply means your condition has stabilized and you have suffered a loss and some measure of permanent bodily injury. At the conclusion of your treatment with a doctor, our Miami, Florida car and motorcycle accident private investigators can request a final narrative of your condition from the treating doctors. We would also request your medical records indicating your raiting from each specialist such as a chiropractor, orthopaedic surgeon, or neurologist. This is generally done pursuant to American Medical Association (AMA) guidelines. A permanent impairment rating technically is not called for as a basis at trial in a Florida motorcycle, or automobile case, but many automobile insurance companies like to have the impairment rating so they can evaluate your case for potential value after your demand is submitted. Our south Florida private investigators can assist you with this process and investigate your claim, furthermore we may be able to recommend a Miami, Florida auto accident lawyer or Miami motorcycle accident attorney that can help answer more of your questions concerning motorcycle accidents in Florida. These attorneys will be more than willing to offer you a FREE consultation, and if they take your case they will work on a contingency basis.

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What is my next step?

A comprehensive review of your claim will further be investigated. Illustrations of the accident scene, property damage pictures, property damage receipts, medical bills and records along with a demand to the appropriate insurance company will be prepared. Prior to sending this off to the proper party, a final review will be completed with you to ensure that you did not see any additional physicians or have any special tests such as MRI, CAT scans, EMG, or NCV tests or any lost wages. Once we are confident that we have all of the facts, we will usually complete an asset search on the defendant or responsible party and submit the demand package to the insurance company. Like almost every other paragraph that preceded this,… If you have been injured in a motor vehicle accident, motorcycle accident, or any other scooter or bicycle accident our Miami, Florida private investigators can possibly recommend a Miami motorcycle accident attorney, Miami car accident attorney to assist you with your claim. This can be done at any stage of our investigation and at your request. Call Cory T. Knight at (954) 652-0733 today to discuss your Florida motorcycle, car, bicycle, automobile, or truck accident. If you prefer you can click here to submit a new case form or click here to contact us via e-mail.

For more information on automobile and motorcycle accidents, contact our Fort Lauderdale car accident private investigators and auto accident investigators today for a FREE consultation.
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What to do after a Car, Motorcycle, or Auto Accident

Our advice following a Florida car, motorcycle, or auto accident is as follows: The moments immediately after a car, motorcycle, or auto accident require clear, rational thinking to protect yourself and your personal property. There are a number of steps you can take to increase your chances of financial recovery and the amount of that recovery in your Florida motorcycle accident, auto accident, car accident, or bicycle accident case.

Our Miami, Florida car, motorcycle, and auto accident private investigators suggest the following steps:

· Insist that a report for car or motorcycle accidents be filed with the Miami or Florida State Police, or the police department where the accident occurred.

· Document as much as you can about the car, motorcycle, bicycle / scooter, or auto accident or injury itself. Our Miami, Florida car, motorcycle, and auto accident private investigator will need to know every detail about your injuries, any other losses (such as wages) you have suffered as a result of the accident. Moreover, any conversation you had with anyone involved in the accident including any statements to any insurance company.

· Talk to no one about the car, motorcycle, or auto accident or injuries other than your private investigator, attorney or physician. You especially do not want to speak with an insurance adjuster. We can, at your request potentially recommend a personal injury attorney that has proven results with many of our cases in the past that will be happy to assist you.

· Be sure to take photos of the car, motorcycle, bicycle / scooter, or auto accident scene, including any visible injuries and the vehicles involved. If you failed to do this, document the exact location and our Florida private investigators can take pictures and satellite images to assist with the reconstruction schematic if necessary.

· Get the contact information of anyone who witnessed the accident who may be able to help prove your case.

· Immediately seek medical attention following a car, motorcycle, bicycle / scooter, or auto accident. Be sure to explain how the injuries occurred to your doctor or surgeon. You need to mention any sensations of pain, radiating pain, disorientation, confusion, memory lapses, or other conditions you have sustained as a result of this accident. Ask the doctor to take pictures of your bruises, cuts, or any visible injuries. If the doctor does not do this routinely, we will be more than willing to document these injuries.

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Our Hollywood, Ft. Lauderdale, Davie, Miami, South Florida private investigators have dealt with thousands of auto accidents, truck accidents, bicycle accident, scooter accidents, pedestrian accidents, motorcycle accidents, trip and fall accidents, slip and fall accidents among other Florida personal injury claims. Moreover, we have worked on literally thousands of Florida workers’ compensation cases and understand the potential for third party claims. On a daily basis, we deal with south Florida car accident attorneys, Florida motorcycle accident attorneys, Miami personal injury attorneys. The attorneys we have worked with specialize in Florida injuries such as workers’ compensation, personal injury, product liability, liability insurance, aviation law, truck accidents, construction accidents, dismemberment cases, wrongful death cases, and medical malpractice cases in Florida.

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Florida Automobile Insurance Overview

Our Florida private investigators get questions every day from clients about their auto insurance. Even if you haven’t been in an accident, it helps to understand the general language of Florida auto insurance. Below are descriptions of the various types of coverage in the state of Florida. If you are in an accident, the type of coverage you and the other party carry can often determine what type of settlement beyond medical expenses and lost wages you may be able to receive.

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Personal Injury Protection Coverage (mandatory)

Florida is a "No Fault" State, which means that regardless of who is at fault in an accident, you must go to your own auto insurance to pay your medical bills. This insurance is referred to as PIP or Personal Injury Protection coverage; this coverage is mandatory for all automobile owners in Florida. PIP coverage provides for payment of 80% of medical bills and 60% of lost wages up to $10,000.00. Because of this limit, many people purchase additional extended PIP coverage or Medical Payments Coverage. If you were not at fault in the accident, you may also claim against the person who was at fault for the balance of your medical bills as well as money or compensatory damages. However, your medical bills will still be paid at 80% by your own PIP carrier. PIP covers you, your spouse, relatives living with you at the time of the accident who do not own a motor vehicle, and drivers/passengers of your vehicle who do not own a motor vehicle nor live with a relative who owns a vehicle.

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Property Damage Liability Coverage

This coverage pays the other party's property damage in the event you are at fault in an accident. If you were not at fault in the accident, it does not apply. Property Damage Liability Coverage and PIP are the only two types of coverage which are mandatory in the State of Florida.

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Bodily Injury Liability Coverage

This coverage applies only in the event that you are at fault in an accident. Bodily Injury Liability Coverage will pay money or compensatory damages to a claimant, if he/she meets certain requirements under Florida's No Fault Law, up to the limit of your coverage. Your insurance company will also pay your legal fees. While most states have statutes requiring motorists to have at least some Bodily Injury Liability Coverage, Florida does not require this type of coverage.

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Medical Payments Coverage

MEDPAY coverage provides payment of the other 20% of your medical bills not covered by Personal Injury Protection coverage.

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Collision Coverage

If you are at fault in an accident, or the at-fault party has no insurance coverage, collision coverage may be the only source of payment for damage to your vehicle.

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Uninsured-Underinsured Motorist Protection

If the at fault party does not carry Bodily Injury Liability insurance, this coverage is crucial. Instead of making a claim for money damages to the at-fault party, the claim is made to your own insurance company and treated as if you were proceeding against the other party.

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Personal Injury FREQUENTLY ASKED QUESTIONS

Q: How do I know if I have a personal injury case?

A: First, you must have suffered an injury to your person or property. Second, you should consider whether your injury was someone else's fault. It is not always necessary to have a physical injury to bring a personal injury claim or lawsuit. Some personal injury claims could be based on a variety of non-physical losses and harms. In the case of an assault, for example, you do not need to show that a person's action caused you actual physical harm, but only that you expected some harm to come to you. You also may have a case if someone has attacked your reputation, invaded your privacy, or inflicted emotional distress upon you.

Q: How soon after I am injured do I have to file a lawsuit?

A: Every state has certain time limits, called "statutes of limitations," which govern the amount of time you have to file a personal injury lawsuit. In some states, you may have as little as one year to file a lawsuit arising out of an automobile accident. If you miss the deadline for filing your case, you may lose your legal right damages for your injury. Consequently, it is important to talk with a south Florida lawyer as soon as you suffer or discover an injury.

Q: What should I bring with me for my meeting with a private investigator or lawyer?

A: You should provide a private investigator or lawyer with any documents that might be relevant to your case. Police reports, for example, contain eyewitness information and details about the conditions surrounding auto accidents, fires, and assaults. Copies of medical reports and bills from doctors and hospitals will help demonstrate the extent and nature of your injuries. Information about the insurer of the person who caused your injury is extremely helpful, as are any photographs you have of the accident scene, your property damage, and your injuries. The more information you are able to give your private investigator and / or lawyer, the easier it will be for him or her to determine if your claim will be successful. If you haven't collected any documents at the time of your first meeting, however, don't worry; your lawyer will be able to obtain them in his investigation of your claim.

Q: What if a person dies before bringing a personal injury lawsuit?

A: It depends on whether the person died as a result of injuries from the accident or from unrelated causes. If a person injured in an accident subsequently dies because of those injuries, that person's heirs may recover money through a lawsuit known as a wrongful death action. Also, even if a person with a personal injury claim dies from unrelated causes, the personal injury claim survives in most cases and may be brought by the executor or personal representative of the deceased person's estate.

Q: What is “negligence?”

A: The critical issue in many personal injury cases is just how a “reasonable person" was expected to act in the particular situation that caused the injury. A person is negligent when he or she fails to act like an "ordinary reasonable person" would have acted. The determination of whether a given person has met the "ordinary reasonable person" standard is often a matter that is resolved by a jury after presentation of evidence and argument at trial.

Q: What if I can’t prove someone’s negligence caused my injury? Is there any other basis for

personal injury liability besides negligence?

A: Yes. Some persons or companies may be held “strictly liable” for certain activities that harm others, even if they have not acted negligently or with wrongful intent. Under this theory, a person injured by a defective or unexpectedly dangerous product, for instance, may recover compensation from the maker or seller of the product without showing that the manufacturer or seller was actually negligent. Also, persons or companies engaged in using explosives, storing dangerous substances, or keeping dangerous animals can be strictly liable for harm caused to others as a result of such activities.

Q: Will the person who caused my injury be punished?

A: Not in the traditional sense of the word. Defendants in civil actions for personal injury do not receive jail terms or criminal fines as punishment. Those are criminal sentences, and personal injury cases are civil actions. However, in some cases, juries and courts can award what are called “punitive damages,” which are designed to punish defendants who have behaved recklessly or intentionally against the public's interest. The goal in ordering the payment of punitive damages is to discourage such defendants and others from engaging in the same kind of harmful behavior in the future.

Motorcycle Accidents Reconstruction:

Why Preserving the Evidence Is Rule #1

Any good Florida private investigator or Florida motorcycle accident lawyer will tell you that preserving the evidence after an accident is very important. However, it’s particularly important after a motorcycle accident as reconstructing the scene can be very difficult – and whether or not it’s done correctly can mean the difference in winning or losing a case.

First hand experience

Cory T. Knight and our Florida private investigators at CTK INVESTIGATIONS, LLC know first hand that preserving the evidence is rule number one in motorcycle investigation and potential litigation. Our private investigation agency specializes in all aspects of motorcycle accidents, car accidents, auto accidents, and bicycle / scooter accidents. We can speak from experience when we explain how the evidence affects a case. More times than not, motorcyclists get injured a lot of the time and often sustain injuries like concussions and fractures. The motorcycle riders often do not really remember all the details of what happened, due to the trauma and injuries. Motorcyclists are perceived as always going faster than they are. Accident investigation can assist with overcoming preconceived bias.

Witness statements, we have interviewed many witnesses to motorcycle accidents and invariably we hear that they must have been going very fast because the sound was loud. Even when we raise the issue of impressions, such as If you look up in the sky and you see a plane flying by, it looks like they’re moving slowly, even though it is traveling hundreds of miles an hour, but you look on the ground and you see a motorcyclist near you and it looks like it’s moving very quickly. Unless the witness rides also they will not be able to discern whether the engine was in first gear or fifth. They simply hear the engine and assume they were speeding. We ask deliberate questions to determine any preconceived notions of motorcyclists. Invariably the answers yield the impression that motorcycle riders are reckless speed daemons that are crazy risk takers. Speaking for myself as a rider that may be true, but for our investigative purposes we intend on showing these flaws in their statement to combat the statement(s) given to police officers. Getting evidence as soon as possible to complete accident reconstruction including the time of day, weather conditions, skid pattern, distance from impact to point of termination just to name a few.

The truth about accident reconstruction

Accident reconstruction, especially when the accident involves a motorcycle, is extremely difficult to do. CTK INVESTIGATIONS, LLC has specialized Florida private investigators who can reconstruct accident scenes. Our private investigators will document the evidence and damage to the motorcycle as well as the various conditions that existed at the time of the crash. The dynamics behind accident reconstruction is something that we pride ourselves in. As riders we understand how motorcycles work, how they crash, how they lay down, and how they slide / skid or roll due to road conditions and impact coupled with evidence obtained from the bike.

What to preserve and how to preserve it?

There are specific items that should be preserved after a motorcycle accident right away. Wyle provided us with these tips:

1. Take pictures of your injuries. They’re going to get better and not look so banged up and you’re going to need that evidence.

2. Take pictures of and preserve your helmet and motorcycle gear. Damage to the gear, the sliding, the skidding, the cracks on your helmet and the scratches on your helmet or your visor all tell a story.

3. Don’t fix your bike. Maintain possession of your motorcycle and do not fix it until somebody, like a Florida motorcycle private investigator, accident reconstruction expert, or Florida motorcycle accident attorney has had a chance to look at it. If it needs to be repaired because it’s your only method of transportation, make sure document the damage with photographs of each and every inch of the motorcycle, front to back, to show what is damaged and what is not damaged because that damage also tells an important story. Obtain a detailed written repair receipt that clearly indicates exactly what parts are replaced and ask to take possession of the damaged fairings and damaged parts.

4. Go to the scene. If you can not go to the scene of the accident because you sustained injuries, we suggest that you have someone else go as soon as possible and take photographs and document all of the signs of the accident. Our Florida private investigators and accident reconstruction specialist will be happy to assist you. We need to document the entire accident scene, any skid marks, any debris such as broken glass, and any street signs or damage to roadways. Motorcycles often leave tire friction marks after an accident. They leave different kinds of tire friction marks that will show different things. They leave gouges and scratches on the pavement and they leave oil where they stop and where they’re laying down. They will leave oil if they’re tumbling, similar to blood spatter or splatter. The story that the scene tells is very important in reconstructing the accident to prove what really happened.

Cory T. Knight and our private investigation agency strongly recommend that motorcycle accident victims rapidly document all information as soon as possible including any thoughts or recollections about the accident. Just like in first grade, we need to note who, what, where, why, and when. Many times the Florida private investigators at CTK INVESTIGATIONS, LLC are able to reconstruct the motorcycle accident which proves more important than what the witnesses think they saw or heard.

If you or a loved one has been injured in a motorcycle or bicycle accident, please feel free to contact Cory T. Knight or one of our South Florida private investigators at (954) 652-0733 to discuss your investigative needs. If you prefer, you can contact CTK INVESTIGATIONS, LLC via e-mail by clicking here. We potentially can recommend a Florida motorcycle accident attorney that has successfully handled motorcycle and bicycle accidents in the past.

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. As Florida private investigators, we recommend that you seek competent legal counsel for advice on any legal matter.

Construction Accidents and your Florida Private Investigator

Construction Accidents

The Florida private investigation agency of CTK INVESTIGATIONS, LLC, has investigated thousands of Florida workers’ compensation claims. We all know that construction sites can be hazardous places, and as a result there are many laws in place to protect the construction workers who work on these dangerous sites. Dangerous conditions such as overhead electrical wiring, heavy equipment, and weather can all lead to construction accidents. Unfortunately, many Florida workers’ compensation accident cases are entirely preventable, since many of them are caused by employers ignoring laws, or caused by negligence, or by product defects. If you or a loved one has suffered due to a construction accident, or other Florida workers’ compensation accident feel free to contact your Florida private investigator for assistance today. Our private investigation agency has a comprehensive understanding of the Florida workers’ compensation statute and your rights. Furthermore, we maybe able to recommend qualified Florida accident attorney today. The right Florida workers’ compensation lawyer can ensure that you get the help and the legal assistance you need to start over.

Accidents on construction sites can be devastating and life-altering. Equipment failure and electrical accidents can lead to burns and severe injuries, as well as fatalities. Falls from scaffolding and other heights can mean death, paralysis, brain injuries, or severe spinal cord injuries. Such accidents can cause many hours of lost wages, great pain, expensive medical treatment, and ongoing rehabilitation. Many insurance companies unfortunately designed to protect workers hire lawyers, and this makes it important for anyone injured on a construction site or any other Florida workers’ compensation location to seek the help of a Florida private investigator and Florida workers’ compensation attorney today. The attorneys at we have worked with on many cases, may be able to help you understand all your legal rights so that you can pursue all the benefits and compensation owed you under the law.

Many injured workers do not understand that they can make claims against third parties — not just employers — and this can be vital to getting the maximum amount of benefits to ensure good quality medical care and rehabilitative treatment. Many workplace injuries leave trauma and physical pain that requires many months or even years of treatment. Qualified Florida private investigators and Florida workers’ compensation attorneys can ensure that insurance companies continue to offer assistance for this treatment, so that full recovery can take place.

Call our South Florida construction accident private investigator at CTK INVESTIGATIONS, LLC. We have years of experience in workplace accident and construction site accident cases, so we can offer you the expertise you need to get the assistance you deserve. All of the Florida workers’ compensation attorneys we may recommend to you will work on a contingency basis, so you do not have to worry about legal fees unless and until they win you benefits. In addition, we offer a complimentary, no-obligation FREE consultation so that you can speak to a Florida private investigator that has many years experience dealing with Florida workers’ compensation cases and can attest for Florida workers’ compensation attorney’s who can let you know all the facts you need to pursue a construction accident case. Please feel free to contact Cory T. Knight or one of our south Florida private investigators at (954) 652-0733 to discuss your investigative needs. If you prefer, you can contact CTK INVESTIGATIONS, LLC via e-mail by clicking here.

Florida Private Investigator

CTK INVESTIGATIONS, LLC. – Private Investigators that providing many investigative services customized for you such as: background checks, surveillance, and asset searches. While our main office is in Hollywood, Florida, our South Florida private investigators can and will cover nearly the entire state. Feel free to call Cory Knight or any of our Florida Private investigators today for a FREE consultation at (954) 652-0733.

If you want to know the truth, ask your Florida Private Investigator……

After investigating thousands of cases, our clients have entrusted our licensed and insured investigators at CTK INVESTIGATIONS, LLC with their confidential investigative needs. The Florida private investigators in our agency will obtain the background information, asset searches, surveillance, or any other search you request in a timely manner. On a daily basis, our private investigators are called upon by South Florida personal injury attorneys that specialize in both plaintiff cases as well as insurance defense. We have many Florida surveillance experts that are willing to assist you with your Florida workers’ compensation investigation. Whether you are a workers’ compensation attorney or case manager / adjuster, Cory T. Knight, and our private investigators will be more than happy to offer you a free consultation. Our surveillance and investigation specialist have years of experience and our reputation speaks for itself. We offer discrete, fast, cost effective and thorough services to offer Florida personal injury attorneys, Florida workers’ compensation attorneys, as well as individuals looking for assistance.
Our surveillance experts utilize state of the art equipment, and our expertly trained Florida private investigators take pride in their career. Furthermore, we have the ability to forensically analyze your surveillance tapes to evaluate and assist with prosecution. Our computer forensics team will work with you to exceed your expectations discretely. CTK INVESTIGATIONS, LLC specializes in surveillance, computer forensics, background checks, asset searches, finding lost family members, pre-employment screening, and many other investigations conducted by licensed Florida private investigators. With the hundreds of searches and investigations we offer, we specialize in the following areas:

Computer Forensics:

Our Florida Private Investigators and computer expers know how much evidence can be found on a computer. Our staff computer forensic experts apply their years of training and experience coupled with cutting edge computer forensic tools with old fashion

private detective work to provide you with superior computer forensic investigations.
Spousal Surveillance: The Florida private investigators at CTK INVESTIGATIONS, LLC have years of spousal surveillance experience. Our investigators understand the fear of infidelity when it overcomes your life, you need answers. We clearly realize that contacting a Florida private investigator to check on your loved one or spouse is hard to do, but living with doubt and fear can be worse. Not only will our surveillance experts get you the proof that you need to move forward with your life, they will do so in a discreet and tasteful way to minimize your anxiety. Contact Cory T. Knight today to discuss your spousal surveillance needs.

Child Support Investigations:

Our Florida private investigators field daily calls where one spouse or significant other has the need to investigate the other parent to provide a piece of mind, along with evidence for your custody case. The ever overcrowded court systems does not allow for case workers to complete onsite investigations. If you think that your significant other has your child in an unsafe environment, please feel free to contact us today.

Background Check:

If you are a small business owner or a CEO of a fortune 500 company, our Florida private investigators can assist you with your hiring decisions. Our investigators can provide you with a background check on your potential employee, nanny, roommate, boyfriend, or to simply check someone you met online…make an informed decision prior to your final decision. We have completed many online dating checks for people that met on MySpace, FaceBook, J-Date, and many other online chat and dating services. Our licensed and experienced Florida Private investigators can and will protect your interest.

Other Investigations:

These may include Asset Searches, Finding lost family members, Attorney services such as client sign-ups, witness statements, pre-employment screening and many other investigations. We encourage you to contact Cory T. Knight or any of our Florida private investigators today to discuss how we can assist you. All calls are confidential. Please feel free to contact Cory T. Knight or one of our south Florida private investigators at (954) 652-0733 to discuss your investigative needs. If you prefer, you can contact CTK INVESTIGATIONS, LLC via e-mail by clicking here.

What is a Private Investigator?
A Florida Private Investigator is a professional trained in the art of investigations and surveillance. In Florida, a license is mandatory. Like with an attorney or doctor, the State has mandated that certain qualifications, training and experience be required for licensure to protect the public from those who do not have the experience or qualifications to do the job correctly. Our Florida private investigator’s are highly trained in all aspects of investigations, and have met or exceed the requisite licensure. Our Florida private investigators hold your work strictly confidential and are always here to assist you with your investigative needs.

What does a Private Investigator actually do?

Our south Florida private investigators, are here to assist you with your various investigative needs. Our detectives can and will gather information for businesses and individuals, and provide you with the information you desire. The facts may not always be what you expect but we will provide you with unbiased information in an ethical manner. Our private investigators work on many different types of cases such as car accidents, motorcycle accidents, workers’ compensation investigations, and our agency assists Florida personal injury and workers’ compensation attorneys on a daily basis. It does not make a difference if you are a fortune 500 company, a personal injury attorney, workers’ compensation adjuster or an individual with a personal problem; we take each case with dedication and professionalism. Our private investigators are trained to perform functions like surveillance, research and client or witness interviewing. Our detectives in our agency have access to computer databases and searches, that the public does not, which allow us to quickly obtain large amounts of information. Because of the nature of our work, we also can be called to testify in court.

Our south Florida private investigators can confidentially get you the answers you need, in an efficient, accurate, affordable, and ethical manor.

What makes CTK INVESTIGATIONS the best choice to be your private investigators?

The bottom line is, We Get You Results! We offer professional services in a timely and ethical manor at reasonable prices. Many other investigators are less expensive, however the old adage is true, “You get what you pay for.” While most private investigators are retired law enforcement officers working by themselves, out of their homes, CTK INVESTIGATIONS, LLC. is a diverse agency with well trained Florida private investigators who utilize the best tools in the industry to provide you with results. Our private investigation agency will not take your case unless we are confident that we are suited to deliver precisely what is requested. Once we take your case we will conduct the investigation in a time efficient and professional manner, always keeping your satisfaction as our main goal.

If you have a case in an area where we are not able to provide you with service, we would be more than happy to give you a FREE referral to a private investigator that we know who can assist you.

We understand that many times hiring a private investigator may be uncomfortable. You have our assurance that no matter what your situation entails, we will listen to you and give you a detailed explanation of how we can help. As always, a consultation with one of our Florida private investigators is FREE and strictly confidential. Call Cory T. Knight today at (954) 652-0733 or click here to e-mail us today.


Code of Ethics:
The employees of CTK INVESTIGATIONS, LLC have the common understanding that all private investigative work and professional relationships must be of the highest ethical and moral standards. Our Florida private investigation agency shall provide professional and competent services to all of our clients. This code of ethics constitutes those core values agreed to by all of our employees of CTK INVESTIGATIONS, LLC. This code is to be honored and practiced as a guideline for all professional activities.

1. An employee shall provide professional services in accordance with local, state, and federal laws.
2. An employee shall observe, and adhere to the precepts of honesty, integrity, and truthfulness.
3. An employee shall be truthful, diligent, and honorable in the discharge of their professional responsibilities.
4. An employee shall honor each client contract, adhering to all responsibilities by providing ethical services within the limits of the law.
5. An employee shall safeguard confidential information and exercise the utmost care to prevent any unauthorized disclosure of such information.
6. An employee shall refrain from improper and unethical solicitation of business; including false or misleading claims or advertising.
7. An employee shall use due diligence to insure that all employees and co-workers adhere to this same code of ethical conduct; respecting all persons, performing the job diligently and working within the limits of the law.
8. An employee shall never knowingly cause harm or defame the professional reputation or practice of colleagues, clients, owners, the company, or any employee of the company.
9. An employee shall never undertake an assignment that is contrary to the Constitution of the United States of America or the security interests of this country, or in opposition of State or Federal Laws.

We understand and agree to abide by all elements of the code as described above at all times while conducting investigations for Cory Knight and CTK INVESTIGATIONS, LLC.

How To Do Financial Asset Investigations:

How To Do Financial Asset Investigations:
A Practical Guide for Private Investigators, Collections Personnel, and Assets Recovery Specialists - Review

FBI Law Enforcement Bulletin,The, July, 2001 by William R. Schoeder



A Practical Guide for Private Investigators, Collections Personnel, and Assets Recovery Specialists by Ronald L. Mendell, 2nd Edition, Charles C. Thomas, Publisher, LTD., Springfield, Illinois, 2000.

The success of money laundering, public corruption, and most economic crime investigations depends largely upon the ability of the criminal investigator to track the ownership trail of money and other assets away from the crime or the criminal. Successful tracing often provides the evidence of criminal intent, identifies otherwise-unknown accomplices, and may lead to the seizure and forfeiture of property constituting illegal proceeds. To successfully trace money and property, the investigator must know how to uncover hidden assets, how to identify ownership interests often camouflaged by changes in the form and nature of the ownership, and how to



How to Do Financial Asset Investigations serves as a practical primer for investigators to identify and locate assets. Although this book primarily targets private investigators and collection specialists involved in uncovering information relative to collection on a judgment or a debt, because of the similarities in the techniques used to uncover hidden assets, criminal investigators will find this book helpful as well. Spouses attempting to hide marital assets in divorce proceedings and debtors transferring property to frustrate collection efforts often use techniques similar to those employed by criminals laundering their illegal profits or by government officials hiding bribe payments. The common interests shared by criminal investigators and collection specialists in these contexts serves as the need for a comprehensive financial investigation that will disclose the identity, location, and value of assets owned or controlled by an individual or business.

Florida private investigator Cory T. Knight is licensed and insured. CTK INVESTIGATIONS, has many years of experience with financial asset investigations. Our Florida private investigators will be more than willing to take the time to review your goals and discuss how we can help. Feel free to contact Cory Knight at 954-652-0733 or you can click here to e-mail Cory T. Knight.

COPYRIGHT 2001 Federal Bureau of Investigation
COPYRIGHT 2001 Gale Group


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